Blogs

16
Nov

How to Avoid Commercial Mortgage Fraud

The rate of mortgage fraud has declined over the last decade, as per the United States Sentencing Commission. In fact, the most recent report, dated August 2022, indicates that the number of mortgage fraud offenders has gone down by 69.9% since the 2017 fiscal year. While this is a positive report, the commercial mortgage fraud scheme is still active, so

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20
Oct

Investing in Commercial Real Estate Vs Residential

The commercial real estate vs residential property debate is as relevant today as it’s been for decades. Both investment options allow you to expand your portfolio, qualify for tax benefits, and pursue financial freedom. Still, it’s not easy to choose between CRE and RRE especially if you don’t have sufficient knowledge of the industry. Deciding whether commercial properties are better

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6
Oct

How Fidelity’s Flexible Loans Came to an Engineer’s Rescue – Mortgage Deal Story

There’s no doubt that personalized lending can drive long-term success for any commercial property or non-owner occupied real estate business. Our deal stories are a living testimony to this—demonstrating how quick and flexible Fidelity loan options enable property owners and investors to achieve consistent growth. By always tailoring mortgage products and trust deed investing solutions to the needs of our

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22
Sep

Understanding How Lenders Calculate Commercial Real Estate Interest Rates

Commercial real estate loans are usually used to buy, refinance, rehabilitate, or construct commercial, industrial, and other non-owner-occupied properties. These include hotels, office buildings, warehouses, medical facilities, multi-unit rental buildings, and land where you can build these kinds of property. You can also use commercial mortgages to purchase and develop land on which you’ll construct homes for sale. Lenders usually

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8
Sep

Should You Buy or Lease Commercial Property in Los Angeles?

Business premises are either purchased or leased. The latter option entails renting a commercial property for a specified duration that can be extended depending on the terms of the agreement. On the other hand, buying involves acquiring commercial property either with a loan or purchasing it outrightly. To decide whether you should buy or lease commercial property in Los Angeles,

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24
Aug

A Guide to Getting a Mortgage for a Rental Property

Mortgage rates have changed dramatically providing a chance for many prospective real estate investors to become landlords. The ongoing economic instability doesn’t have to stop you from taking a mortgage for rental property. Once you’re a landlord, your rental income could help you navigate the financial chaos more smoothly. Here’s a look at what’s required to get financing for this

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10
Aug

Getting an Investment Property Loan for Commercial Real Estate

Real estate properties for rent are a sound investment option for most small businesses. To acquire a commercial rental property, most entrepreneurs seek out capital injection from other investors or get an investment property loan. Prospective financiers include established national banks, online firms, and investor-focused lenders. You can use a commercial mortgage to invest in a mixed-use business building, office

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20
Jul

All You Need to Know About Non-Recourse Loan Financing

What is a non-recourse loan? Who are the lenders? What does it take to qualify? These are just some of the questions we get asked. From your mortgage professionals, we’ll give you the rundown of what you need to know about non-recourse loan financing. What is Non-Recourse Loan Financing? A non-recourse loan is a loan secured by collateral, which is

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13
Jul

How Mortgage Rates Are Calculated at Fidelity Mortgage Lenders

When estimating your mortgage rate to calculate the possible cost of a real estate loan, there are multiple factors to keep in mind. The market itself, including the state of the economy, and personal factors like your credit score play a significant role. Read on to learn more about how we determine mortgage rates at Fidelity Mortgage Lenders. Factors That

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