Testimonials and Deals
Why is a Debt Service Coverage Ratio (DSCR) Needed?
DSCR, or Debt Service Coverage Ratio, is a calculation used typically in commercial lending transactions involving real estate. It measures a property’s cash flow compared to its current debt obligations. The evaluation of a company’s DSCR gives the lender a general idea on whether a business can pay a loan back on time and with interest. The higher the DSCR
What is Non-Recourse Loan Financing?
What is a non-resource loan? Who are the lenders? What does it take to qualify? These are just some of the questions we get asked. From your mortgage professionals, we’ll give you the run down of what you need to know about non-recourse loan financing. The Basics About Non-Recourse Loan Financing A non-recourse loan is a loan secure
What is a Treasury Swap Rate?
The U.S. Treasury Yield is calculated by the U.S. Department of the Treasury from the daily yield curve. It is also referred to as the Treasury Yield Curve Rate, Constant Maturity Treasury Rate, or CMTs. These rates are essentially the return an investor would receive from the purchase of a U.S. government debt obligation, such as a bill, note, or
Best Practices for Commercial Real Estate Experts
Top Tips to Help Commercial Real Estate Pros Excel As a commercial real estate professional, you know the value of exposure and a lucrative reputation. These are goals you may constantly have in mind. Despite advances in data solutions and numerous technologies, there is no magic solution for becoming a great commercial real estate expert. To help, we’ve rounded
The COVID-19 Impact on Commercial Real Estate
How the Pandemic is Affecting Commercial Real Estate It’s safe to say that the COVID-19 pandemic has affected us all. People can no longer meet, work, eat, shop, and socialize like they used to. The working world has moved from business as usual to cautious travel and remote working. The pandemic has not just sparked health and personal financial
CMA Conference: Mixed Use Commercial Real Estate Underwriting
Our January Seminar At Fidelity Mortgage Lenders, we like to keep you up to date with our latest news. One of our latest ventures was to give a speech at the CMA conference in January. Our own Peter, Glenn Goldan, and Dane Valadao from ReProp Financial (a direct private mortgage lender) gave a 1.5 hour presentation on “Mixed
Celebrating the Guardians of The Los Angeles Jewish Home Successful Event!
The Aftermath of Our Event On March 5, 2020, we hosted a 2020 Real Estate Dinner through The Guardians of The Los Angeles Jewish Home at the Beverly Wilshire Hotel. As you may or may not know, our own Peter Steigleder is the current co-president for the organization along with Zane Koss. We were joined by over 550 of
A Bank’s Gift to Us
An apartment owner needed a loan of $500,000 for reserves. The borrower’s long-term plan was to get a bank loan. Every bank he approached required these reserves. His property is worth well over a million, so we could quickly and easily refinance it. We got the title report back a few days after we spoke, and the completed loan
The Tough Negotiator
A six-unit apartment owner had a property and came to us. He was a tough negotiator. He’d already invested all of his company and personal funds. Then, his contractor found some unexpected structural problems. These expenses brought him dangerously low on cash, and he needed more to finish. He needed a loan of $350,000 by the end of the month
