Testimonials and Deals

4
Mar

4 Simple Steps to Follow While Buying an Investment Property

Even for a seasoned investor, the process of purchasing an investment property can be intimidating because it typically requires time, effort, and huge capital investment.  However, if you get the process right, you’re likely to reap huge financial rewards including passive income, equity gains, and tax breaks, according to an article published by CNBC. Before Preparing to Buy an Investment

Read more

18
Feb

Debunking Popular Myths Related to Commercial Lending

Very few investors have the upfront capital needed to execute commercial real estate deals. Financing is, therefore, an essential component of commercial real estate investing. Unfortunately, many potential borrowers are wary of commercial lending, and thus miss out on opportunities. This trepidation is largely due to the common myths about commercial loans.   When approached correctly, business loans can be precisely

Read more

4
Feb

Major Factors Used By Lenders While Determining Mortgage Rates

Mortgage rates vary because the borrower and the subject property always have distinctive characteristics. Typically, the risks underlying the loans as well as the interest rates are different in each case. Lenders often use different pricing models, so even similar cases can have varied pricing. Essentially, when assessing the risk, a mortgage lender typically considers the likelihood of a borrower

Read more

21
Jan

All You Need to Know About Non-Recourse Loan Financing

What is a non-resource loan? Who are the lenders? What does it take to qualify? These are just some of the questions we get asked. From your mortgage professionals, we’ll give you the rundown of what you need to know about non-recourse loan financing. What is Non-Recourse Loan Financing? A non-recourse loan is a loan secured by collateral, which is

Read more

14
Jan

The 3 Most Common Mortgage Acronyms You Need to Know

As of June 2020, the median price of a house in the U.S. was about $284,600, as reported by the National Association of Realtors (NAR). With about 1.3 million Americans earning below the minimum wage, per the U.S. Bureau of Labor Statistics (BLS), paying for a house out of pocket can be difficult. This is where mortgage lenders come in

Read more

7
Jan

How Do Commercial Real Estate Loans Work in California?

Currently, the index value of the commercial property price in the U.S. is 185.62, as reported by Statista. Over recent years, this cost has gradually risen due to factors like the state of the economy, increased demand for housing, and rising interest rates. On the other hand, construction costs for a particular property depend on several factors, including location, size,

Read more

23
Dec

How Fannie Mae Is Different from Freddie Mac

Fannie Mae and Freddie Mac, which are government-backed agencies, play an integral role in the American housing system. They buy mortgage loans from lenders, such as banks, package those loans into mortgage-backed securities, and then sell them to investors. Because Fannie Mae and Freddie Mac take on much of the risk, investors generally consider those securities to be safe. These

Read more

11
Dec

Comparing Commercial Loan Types for Small Businesses

Every year, at least 29% of startups fail due to cash flow problems, as reported by Statista. Those who opt for commercial loans to boost their financial strength survive longer than the rest. To determine commercial loan eligibility of a business, more than 80% of banks consider factors such as business liquidity, business age, owner experience, owner net worth, and

Read more

19
Nov

How to Prepare a Financial Package For a Commercial Loan

For many business owners, knowing the process of preparing a commercial loan package can be one of the most resourceful tools. Although this process may seem overwhelming and even frustrating, it is very important to get right when considering your financial future. When preparing your commercial loan application, here is what you need to know about preparing a financial package.

Read more