One of the basic functions of the U.S. Federal Reserve is to stabilize the economy. To achieve this, it raises and lowers the federal funds rate in correspondence with the inflation levels. For instance, the COVID-19 recession led to a significant decrease in the inflation levels in the U.S. More specifically, the massive job losses, business closures, and a surge
Are you looking for commercial loans in Los Angeles, CA? These loans can help finance your real estate project from the ground up. However, factors like inflation do impact the cost and availability of such lending. If you’re considering taking out a commercial loan to develop, buy, or upgrade property in California, read on for insights on how inflation might
According to the Corporate Finance Institute (CFI), a commercial real estate loan is a mortgage offered to businesspeople to purchase or renovate a commercial property. However, it is worth noting that not every business person or business is eligible for this type of loan. To separate eligible borrowers from ineligible borrowers, lenders typically perform a credit analysis on borrowers. Therefore,
As a mortgage broker, your success depends on helping your clients accomplish their goals in the most cost-effective way possible. You can grow your brokerage’s bottom line by linking more clients to feasible commercial lending options. Here’s a look at how commercial real estate financing works to effectively help your clients achieve their objectives in the property market. Types of
When looking to take out a home loan, your main financing option is usually a mortgage. However, you can also borrow the money via a deed of trust. Here’s a look at how a trust deed investment works in securing real estate transactions. What Is a Trust Deed Investment? A trust deed investment is a form of investment in a
According to Walden University, many small businesses in the U.S. struggle to stay afloat due to cash flow challenges. Thankfully, mainstream lenders, including banks and credit unions, have a wide range of loan products aimed at such businesses. For instance, commercial real estate loans enable small business owners to purchase business properties. However, to qualify for such loans, borrowers typically
What Is a Deed of Trust? A deed of trust or a “trust deed” is a legal document that serves as security for some real estate loans. It denotes an agreement between the borrower of a real estate loan and the lender that a third party will take over the legal ownership of the property in question and act as
How the Economy Affects Real Estate? The overall economic conditions impact real estate prices. Economic conditions are measured by evaluating economic indicators, including, among others, employment data, GDP, manufacturing activity, and inflation. In general, if the economy is slow, real estate follows a similar trend. Some of the economic factors that affect real estate prices include: Interest Rates – Shifts
As large cities are increasing their population and urban living is becoming more popular, residing in a good location has become incredibly unobtainable for many. However, the rising interest in tiny living spaces has boomed over recent months and years, and micro-apartments may be the next big thing. Micro-apartments are small living spaces in desirable neighborhoods that may offer a