December 2020
How Fannie Mae Is Different from Freddie Mac
Fannie Mae and Freddie Mac, which are government-backed agencies, play an integral role in the American housing system. They buy mortgage loans from lenders, such as banks, package those loans into mortgage-backed securities, and then sell them to investors. Because Fannie Mae and Freddie Mac take on much of the risk, investors generally consider those securities to be safe. These
Comparing Commercial Loan Types for Small Businesses
Every year, at least 29% of startups fail due to cash flow problems, as reported by Statista. Those who opt for commercial loans to boost their financial strength survive longer than the rest. To determine commercial loan eligibility of a business, more than 80% of banks consider factors such as business liquidity, business age, owner experience, owner net worth, and
California Department of Real Estate – Real Estate Broker No. 00388229 |Corp NMLS ID # 1726526
Non-consumer, Business Purpose Loans secured by commercial or residential property.
