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3) Education

11
Aug

What Does the Current Economic Situation Mean for Commercial Real Estate Investors?

There’s no doubt that coronavirus has disrupted much of our daily lives. Just about every industry has been hit by the pandemic, and there’s no sure way of knowing the outcome. So far, residential prices have remained pretty steady, but many expert investors predict that will change. Similarly, the commercial real estate market has been significantly impacted by COVID-19-induced temporary

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6
Aug

How Risk Retention Affects Lenders, Borrowers, and Bond Investors

Previously, one of the largest benefits of being a CMBS lender is having the money that is loaned to the real estate investors replenished once the bonds are sold to investors on the open market. Because these loans are not kept in the lender’s portfolio, the money that is paid for the bonds heads back through the securitizers to replace

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16
Jul

What Are the Benefits of Micro-Apartments?

As large cities are increasing their population and urban living is becoming more popular, residing in a good location has become incredibly unobtainable for many. However, the rise in interest of tiny living spaces has boomed over recent months and years, and micro-apartments may be the next big thing.   Micro-apartments are small living spaces in desirable neighbourhoods that may

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9
Jul

Why is a Debt Service Coverage Ratio (DSCR) Needed?

DSCR, or Debt Service Coverage Ratio, is a calculation used typically in commercial lending transactions involving real estate. It measures a property’s cash flow compared to its current debt obligations. The evaluation of a company’s DSCR gives the lender a general idea on whether a business can pay a loan back on time and with interest. The higher the DSCR

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18
Jun

What is Non-Recourse Loan Financing?

What is a non-resource loan? Who are the lenders? What does it take to qualify? These are just some of the questions we get asked. From your mortgage professionals, we’ll give you the run down of what you need to know about non-recourse loan financing.   The Basics About Non-Recourse Loan Financing   A non-recourse loan is a loan secure

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4
Jun

What is a Treasury Swap Rate?

The U.S. Treasury Yield is calculated by the U.S. Department of the Treasury from the daily yield curve. It is also referred to as the Treasury Yield Curve Rate, Constant Maturity Treasury Rate, or CMTs. These rates are essentially the return an investor would receive from the purchase of a U.S. government debt obligation, such as a bill, note, or

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14
May

Best Practices for Commercial Real Estate Experts

Top Tips to Help Commercial Real Estate Pros Excel   As a commercial real estate professional, you know the value of exposure and a lucrative reputation. These are goals you may constantly have in mind. Despite advances in data solutions and numerous technologies, there is no magic solution for becoming a great commercial real estate expert. To help, we’ve rounded

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7
May

The COVID-19 Impact on Commercial Real Estate

How the Pandemic is Affecting Commercial Real Estate   It’s safe to say that the COVID-19 pandemic has affected us all. People can no longer meet, work, eat, shop, and socialize like they used to. The working world has moved from business as usual to cautious travel and remote working. The pandemic has not just sparked health and personal financial

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27
Apr

CMA Conference: Mixed Use Commercial Real Estate Underwriting

Our January Seminar   At Fidelity Mortgage Lenders, we like to keep you up to date with our latest news. One of our latest ventures was to give a speech at the CMA conference in January.   Our own Peter, Glenn Goldan, and Dane Valadao from ReProp Financial (a direct private mortgage lender) gave a 1.5 hour presentation on “Mixed

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