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3) Education

19
Nov

How to Prepare a Financial Package For a Commercial Loan

For many business owners, knowing the process of preparing a commercial loan package can be one of the most resourceful tools. Although this process may seem overwhelming and even frustrating, it is very important to get right when considering your financial future. When preparing your commercial loan application, here is what you need to know about preparing a financial package.

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5
Nov

Five Ways Commercial Real Estate is Different Than Residential

Commercial and residential real estate are different in more ways than one. When most people think about real estate, they picture a single-family home. However, that’s just one option when it comes to the many types of properties to invest or work in. Each industry has its own risks and benefits. Take a look at the ways in which commercial

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11
Aug

What Does the Current Economic Situation Mean for Commercial Real Estate Investors?

There’s no doubt that coronavirus has disrupted much of our daily lives. Just about every industry has been hit by the pandemic, and there’s no sure way of knowing the outcome. So far, residential prices have remained pretty steady, but many expert investors predict that will change. Similarly, the commercial real estate market has been significantly impacted by COVID-19-induced temporary

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6
Aug

How Risk Retention Affects Lenders, Borrowers, and Bond Investors

Previously, one of the largest benefits of being a CMBS lender is having the money that is loaned to the real estate investors replenished once the bonds are sold to investors on the open market. Because these loans are not kept in the lender’s portfolio, the money that is paid for the bonds heads back through the securitizers to replace

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16
Jul

What Are the Benefits of Micro-Apartments?

As large cities are increasing their population and urban living is becoming more popular, residing in a good location has become incredibly unobtainable for many. However, the rise in interest of tiny living spaces has boomed over recent months and years, and micro-apartments may be the next big thing.   Micro-apartments are small living spaces in desirable neighbourhoods that may

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9
Jul

Why is a Debt Service Coverage Ratio (DSCR) Needed?

DSCR, or Debt Service Coverage Ratio, is a calculation used typically in commercial lending transactions involving real estate. It measures a property’s cash flow compared to its current debt obligations. The evaluation of a company’s DSCR gives the lender a general idea on whether a business can pay a loan back on time and with interest. The higher the DSCR

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18
Jun

What is Non-Recourse Loan Financing?

What is a non-resource loan? Who are the lenders? What does it take to qualify? These are just some of the questions we get asked. From your mortgage professionals, we’ll give you the run down of what you need to know about non-recourse loan financing.   The Basics About Non-Recourse Loan Financing   A non-recourse loan is a loan secure

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4
Jun

What is a Treasury Swap Rate?

The U.S. Treasury Yield is calculated by the U.S. Department of the Treasury from the daily yield curve. It is also referred to as the Treasury Yield Curve Rate, Constant Maturity Treasury Rate, or CMTs. These rates are essentially the return an investor would receive from the purchase of a U.S. government debt obligation, such as a bill, note, or

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14
May

Best Practices for Commercial Real Estate Experts

Top Tips to Help Commercial Real Estate Pros Excel   As a commercial real estate professional, you know the value of exposure and a lucrative reputation. These are goals you may constantly have in mind. Despite advances in data solutions and numerous technologies, there is no magic solution for becoming a great commercial real estate expert. To help, we’ve rounded

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