John Maclean

According to Walden University, many small businesses in the U.S. struggle to stay afloat due to cash flow challenges. Thankfully, mainstream lenders, including banks and credit unions, have a wide range of loan products aimed at such businesses. For instance, commercial real estate loans enable small business owners to purchase business properties. However, to qualify for such loans, borrowers typically

Read more

What Is a Deed of Trust? A deed of trust or a “trust deed” is a legal document that serves as security for some real estate loans. It denotes an agreement between the borrower of a real estate loan and the lender that a third party will take over the legal ownership of the property in question and act as

Read more

How the Economy Affects Real Estate? The overall economic conditions impact real estate prices. Economic conditions are measured by evaluating economic indicators, including, among others, employment data, GDP, manufacturing activity, and inflation. In general, if the economy is slow, real estate follows a similar trend. Some of the economic factors that affect real estate prices include:  Interest Rates – Shifts

Read more

As large cities are increasing their population and urban living is becoming more popular, residing in a good location has become incredibly unobtainable for many. However, the rising interest in tiny living spaces has boomed over recent months and years, and micro-apartments may be the next big thing. Micro-apartments are small living spaces in desirable neighborhoods that may offer a

Read more

You can use standard commercial loans to purchase equipment, fund marketing campaigns, or sort out your cash flow issues. However, if you’re looking for ways to finance the purchase or lease of a commercial property, the standard business loan may be inadequate for your needs. This is where commercial real estate loans come in handy. Here’s some more information on this

Read more

Are you looking to build or buy an income-producing property in California? Such investments are usually far more capital-intensive than their residential counterparts. For that reason, you may consider taking out a commercial real estate loan to finance your project. Read on to learn about the different types of mortgages available for revenue-generating properties and where to obtain them.   What

Read more

Whether you’re planning to acquire your first commercial real estate or expand your property portfolio, you will likely need financing. This is because, similar to a home mortgage, you can use a commercial loan to buy a commercial property outright or fund improvements in your existing commercial space. However, the commercial lending process is typically fraught with uncertainty. This commercial

Read more

Even for a seasoned investor, the process of purchasing an investment property can be intimidating because it typically requires time, effort, and huge capital investment.  However, if you get the process right, you’re likely to reap huge financial rewards including passive income, equity gains, and tax breaks, according to an article published by CNBC. Before Preparing to Buy an Investment

Read more

Mortgage rates vary because the borrower and the subject property always have distinctive characteristics. Typically, the risks underlying the loans as well as the interest rates are different in each case. Lenders often use different pricing models, so even similar cases can have varied pricing. Essentially, when assessing the risk, a mortgage lender typically considers the likelihood of a borrower

Read more