Fidelity Mortgage Lenders, Inc.

Business premises are either purchased or leased. The latter option entails renting a commercial property for a specified duration that can be extended depending on the terms of the agreement. On the other hand, buying involves acquiring commercial property either with a loan or purchasing it outrightly. To decide whether you should buy or lease commercial property in Los Angeles,

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Mortgage rates have changed dramatically providing a chance for many prospective real estate investors to become landlords. The ongoing economic instability doesn’t have to stop you from taking a mortgage for rental property. Once you’re a landlord, your rental income could help you navigate the financial chaos more smoothly. Here’s a look at what’s required to get financing for this

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What is a non-recourse loan? Who are the lenders? What does it take to qualify? These are just some of the questions we get asked. From your mortgage professionals, we’ll give you the rundown of what you need to know about non-recourse loan financing. What is Non-Recourse Loan Financing? A non-recourse loan is a loan secured by collateral, which is

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With limited options to raise adequate funds, many small businesses struggle to stay afloat. For instance, research reveals that more than 25% of small businesses cannot grow and expand because of financial constraints. This is where commercial business loans come into play. Business owners can use these loans to finance various business operations, including opening new locations, hiring new employees,

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Many people get business ideas in their heads but don’t follow up on them because they don’t have enough capital to launch an enterprise. However, that’s where borrowing comes in, as a loan can lead to an investment that generates profits. Before you start searching for a “commercial loan near me,” it helps to learn about the following types of

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Very few investors have the upfront capital needed to execute commercial real estate deals. Financing is, therefore, an essential component of commercial real estate investing. Unfortunately, many potential borrowers are wary of commercial lending, thus missing out on opportunities. This apprehension is largely due to the common myths about commercial loans. When approached correctly, business loans can be precisely what

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If you have a loan with a variable rate, there’s a good chance that you keep a close eye on interest rates. A change in interest rates will impact your borrowing costs and make your monthly payments uncertain. Changes in variable-rate indexes can make it difficult to forecast debt service levels. An interest rate swap could be a good fit

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One of the basic functions of the U.S. Federal Reserve is to stabilize the economy. To achieve this, it raises and lowers the federal funds rate in correspondence with the inflation levels. For instance, the COVID-19 recession led to a significant decrease in the inflation levels in the U.S. More specifically, the massive job losses, business closures, and a surge

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Are you looking for commercial loans in Los Angeles, CA? These loans can help finance your real estate project from the ground up. However, factors like inflation do impact the cost and availability of such lending. If you’re considering taking out a commercial loan to develop, buy, or upgrade property in California, read on for insights on how inflation might

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