Mortgage Lending

Why Mortgage Lenders Are Raising Interest Rates Suppose you’ve been following the real estate market lately. In that case, you’ve noticed something a little disturbing: mortgage lenders are increasing interest rates, and this is happening at a breakneck speed. For homeowners, investors, and businesses, this change is akin to a sudden storm after years of calm. Seasoned professionals in commercial

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The real estate industry is a capital-intensive industry where one wrong move can inflict heavy losses. One way to avoid losses in real estate is to evaluate the cashflow potential of a property before parting ways with your money and signing the document of ownership. As a smart investor, you have to be certain if you will have positive cash

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  When you’re looking to finance a property or refinance an existing one, one of the first people you’ll likely meet is a loan officer. These professionals play a crucial role in helping businesses, investors, and property owners get the money they need for commercial and non-owner-occupied residential real estate transactions. But what exactly do loan officers do, and why

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  In a significant move, the Federal Reserve has announced its first interest rate cut in over a year, lowering rates by 50 basis points. As inflation cools and unemployment rises, the Fed has taken this step to help bolster the economy and avoid a recession. While we may not see the record-low interest rates of previous years, this change

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Buying a rental property can be a perfect way to earn money and build wealth over time. However, like any major investment, it’s crucial to understand where to secure the necessary funds. One viable option is to use private lenders for rental property financing. Companies like Fidelity Mortgage Lenders offer unique advantages and potential challenges with this type of financing.

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As per the majority’s expectations, the real estate industry didn’t come out of the COVID-19 pandemic unscathed. The National Delinquency Survey by the Mortgage Bankers Association (MBA) reported a nearly 4% increase in the home loan delinquency rate for one-to-four-unit residential properties in December 2022. But how can mortgage delinquencies affect real estate, and how can you navigate the challenges

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Most lenders will consider your personal and probably business credit score when you apply for a small business loan. As discussed below, your personal score often determines the type of financing you might qualify for, loan amount, and even interest rate. What Credit Score Do I Need for a Small Business Loan? A credit score of 670 or higher is usually

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Are you searching for an affordable and flexible residential or commercial property mortgage? A traditional lender like Silicon Valley Bank or SVB may not be the ideal place to start looking right now. Before explaining why a more stable private lender may be more appropriate for your situation, let’s examine what transpired with Silicon Valley and similar banks. Recently, SVB

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If you’re considering purchasing a new home as an investment, it’s crucial to arm yourself with the right knowledge and strategies to secure the best deal possible. However, when you work directly with a mortgage loan expert, the journey becomes more clear and simple. Here are five essential mortgage tips to consider before planning your search for purchasing a home.

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