John Maclean

Business premises are either purchased or leased. The latter option entails renting a commercial property for a specified duration that can be extended depending on the terms of the agreement. On the other hand, buying involves acquiring commercial property either with a loan or purchasing it outrightly. To decide whether you should buy or lease commercial property in Los Angeles,

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Mortgage rates have changed dramatically providing a chance for many prospective real estate investors to become landlords. The ongoing economic instability doesn’t have to stop you from taking a mortgage for rental property. Once you’re a landlord, your rental income could help you navigate the financial chaos more smoothly. Here’s a look at what’s required to get financing for this

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Real estate properties for rent are a sound investment option for most small businesses. To acquire a commercial rental property, entrepreneurs can seek out a capital injection from other investors or seek other finance alternatives. Prospective financiers include established national banks, online firms, and investor-focused lenders. You can use a commercial mortgage to invest in a mixed-use business building, office

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What is a non-recourse loan? Who are the lenders? What does it take to qualify? These are just some of the questions we get asked. From your mortgage professionals, we’ll give you the rundown of what you need to know about non-recourse loan financing. What is Non-Recourse Loan Financing? A non-recourse loan is a loan secured by collateral, which is

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When estimating your mortgage rate to calculate the possible cost of a real estate loan, there are multiple factors to keep in mind. The market itself, including the state of the economy, and personal factors like your credit score play a significant role. Read on to learn more about how we determine mortgage rates at Fidelity Mortgage Lenders. Factors That

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A multifamily home is an investment property with multiple separate units, each with its own legal address, kitchen, and bathroom. One family can reside in a single unit and may access it through a separate entrance. Multifamily units are usually self-contained. Examples include townhouses, condos, and duplexes. This blog discusses the key reasons to buy a multifamily property. Primary Reasons

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When starting your business, a small business loan, personal loan, or credit card may sufficiently serve your financial needs. As your enterprise grows, you’ll likely need more capital to purchase inventory, fund operations, hire staff, and expand your operations. This is where you’ll need commercial loans. A commercial loan helps you expand your business. It can also help you stand

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A commercial mortgage can help you quickly acquire or develop an income-generating commercial property. However, you may need to meet certain requirements to get this type of financing, including a down payment amount. Here is a look at how much down payment you will need and the benefits of paying a higher down payment. Is a Commercial Mortgage Down Payment

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If you want to invest in real estate, one of your key considerations should be the state where the property is located and the mortgage regulations followed by that state. With this knowledge, you will know how to recover your money if the borrower defaults on the loan. Each state has either adopted lien theory or title theory, although some

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