Education
Why Hard Money Matters in Today’s Market
Borrowers across the country are asking what is hard money and why it matters in today’s lending climate. Banks are slower, underwriting has tightened, and commercial real estate faces pressure from rising vacancies and higher rates. Hard money has become a practical tool for borrowers who need speed, flexibility, and certainty. Why? The answer is simple: it gives you a
Why Fidelity Relies on Verbal Appraisals for Speed and Efficiency
If you’ve ever gone through the bank process for a commercial real estate loan, you know how slow it can be. A full appraisal often costs $2,500–$15,000 (depending on the property) and can take two to six weeks before the report is ready. That’s the time you don’t have when you’re trying to lock in a deal. At Fidelity Mortgage
The Role of AI in Private Money Lending
Private money lending (hard money) has always been about speed and flexibility. Now, with AI, it’s faster, more accurate, and more borrower-friendly than ever. Faster Approvals with AI Traditional underwriting can take weeks of manual review—digging through rent rolls, pulling comps, validating zoning, and analyzing local market trends. By contrast, AI can process the same data in hours. How it
California Department of Real Estate – Real Estate Broker No. 00388229 |Corp NMLS ID # 1726526
Non-consumer, Business Purpose Loans secured by commercial or residential property.
