Blogs
What Does Trust Deed Investing Involve?
If you’re looking for a passive income stream, consider trust deed investing in California. This investment option gives you a reasonable degree of certainty, unlike volatile stocks or other fluctuating alternatives. However, before investing, you must understand how trust deeds work and your specific role in the entire transaction. What Is Trust Deed Investment? Investing in a deed of trust
Interest Rate Swaps and How to Use Them
If you have a loan with a variable rate, there’s a good chance that you keep a close eye on interest rates. A change in interest rates will impact your borrowing costs and make your monthly payments uncertain. Changes in variable-rate indexes can make it difficult to forecast debt service levels. An interest rate swap could be a good fit
How to Take Advantage of Cash-out Refinance
A cash-out refinance can provide a crucial supply of funds based on a commercial mortgage you’re currently paying off. It’s usually an option for borrowers with an existing mortgage who need to finance a business project urgently. It can pay off if used in income-generating activities, but it doesn’t always work for everyone. Here’s a look at what cash-out refinance
3 Reasons Why You Should Invest in Commercial Property
About 90% of American millionaires made their fortunes in the real estate industry. This is partly because commercial property investments tend to become more valuable over time, create positive leverage situations, and offer a predictable cash flow. For instance, on average, the value of commercial properties in the U.S. increases by 2% to 3% annually. It is worth noting that
Why ‘Now’ Is the Right Time to Refinance Your Commercial Loan
One of the basic functions of the U.S. Federal Reserve is to stabilize the economy. To achieve this, it raises and lowers the federal funds rate in correspondence with the inflation levels. For instance, the COVID-19 recession led to a significant decrease in the inflation levels in the U.S. More specifically, the massive job losses, business closures, and a surge
How Inflation Might Affect Interest Rates & Real Estate Financing
Are you looking for commercial loans in Los Angeles, CA? These loans can help finance your real estate project from the ground up. However, factors like inflation do impact the cost and availability of such lending. If you’re considering taking out a commercial loan to develop, buy, or upgrade property in California, read on for insights on how inflation might
What Lenders Look for While Providing Commercial Real Estate Loans
According to the Corporate Finance Institute (CFI), a commercial real estate loan is a mortgage offered to businesspeople to purchase or renovate a commercial property. However, it is worth noting that not every business person or business is eligible for this type of loan. To separate eligible borrowers from ineligible borrowers, lenders typically perform a credit analysis on borrowers. Therefore,
Real Estate Financing Options to Offer Your Clients
As a mortgage broker, your success depends on helping your clients accomplish their goals in the most cost-effective way possible. You can grow your brokerage’s bottom line by linking more clients to feasible commercial lending options. Here’s a look at how commercial real estate financing works to effectively help your clients achieve their objectives in the property market. Types of
A Quick Guide to Trust Deed Investments
When looking to take out a home loan, your main financing option is usually a mortgage. However, you can also borrow the money via a deed of trust. Here’s a look at how a trust deed investment works in securing real estate transactions. What Is a Trust Deed Investment? A trust deed investment is a form of investment in a
California Department of Real Estate – Real Estate Broker No. 00388229 |Corp NMLS ID # 1726526
Non-consumer, Business Purpose Loans secured by commercial or residential property.
