Blogs
How to Sell Seller Carry-Back Mortgages
Getting a mortgage from a bank isn’t the only way to finance the purchase of a home. In fact, seller-financing in real estate is a hot topic and can often be a viable alternative to a traditional mortgage loan. Here is what you should know about a seller carry-back mortgage and how to sell one effectively. Seller Carry-Back Mortgages
Commercial Property Mortgage Rates: How Do They Work?
Commercial mortgages are a complex process and there are many things to consider when deciding whether it’s the best choice for your business. To help you understand what commercial property mortgage rates are and how they work, read on. Commercial Property Mortgages Commercial property mortgage rates are not consistent in the same way as residential mortgages. Generally with
What Does the Current Economic Situation Mean for Commercial Real Estate Investors?
There’s no doubt that coronavirus has disrupted much of our daily lives. Just about every industry has been hit by the pandemic, and there’s no sure way of knowing the outcome. So far, residential prices have remained pretty steady, but many expert investors predict that will change. Similarly, the commercial real estate market has been significantly impacted by COVID-19-induced temporary
How Risk Retention Affects Lenders, Borrowers, and Bond Investors
One of the most significant benefits of being a CMBS lender is having the money that is loaned to the real estate investors replenished as soon as the bonds are sold to investors on the open market. Because these loans are not kept in the lender’s portfolio, the money paid for the bonds heads back through the securitizers to replace
What Are the Benefits of Micro-Apartments?
As large cities are increasing their population and urban living is becoming more popular, residing in a good location has become incredibly unobtainable for many. However, the rise in interest of tiny living spaces has boomed over recent months and years, and micro-apartments may be the next big thing. Micro-apartments are small living spaces in desirable neighbourhoods that may offer
Why is a Debt Service Coverage Ratio (DSCR) Needed?
DSCR, or Debt Service Coverage Ratio, is a calculation used typically in commercial lending transactions involving real estate. It measures a property’s cash flow compared to its current debt obligations. The evaluation of a company’s DSCR gives the lender a general idea on whether a business can pay a loan back on time and with interest. The higher the DSCR
What is Non-Recourse Loan Financing?
The Basics About Non-Recourse Loan Financing A non-recourse loan is a loan secure by collateral, which is usually property. If the borrower defaults, the issuer can seize the collateral but cannot seek out the borrower for any further compensation, even if the collateral does not cover the full value of the defaulted amount. In short, lenders can collect the collateral
What is a Treasury Swap Rate?
The U.S. Treasury Yield is calculated by the U.S. Department of the Treasury from the daily yield curve. It is also referred to as the Treasury Yield Curve Rate, Constant Maturity Treasury Rate, or CMTs. These rates are essentially the return an investor would receive from the purchase of a U.S. government debt obligation, such as a bill, note, or
Best Practices for Commercial Real Estate Experts
Top Tips to Help Commercial Real Estate Pros Excel As a commercial real estate professional, you know the value of exposure and a lucrative reputation. These are goals you may constantly have in mind. Despite advances in data solutions and numerous technologies, there is no magic solution for becoming a great commercial real estate expert. To help, we’ve rounded
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Non-consumer, Business Purpose Loans secured by commercial or residential property.
