Tag: commercial mortgage


Can You Get a Commercial Loan Without Tax Returns? The Answer Might Surprise You!

The dream of owning your own commercial property – a retail space, an office building, or a warehouse – can be a powerful motivator. It represents a significant step forward for your business, offering stability and a chance to build equity. However, the path to securing that dream property can be fraught with hurdles, one of the most significant being commercial

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Commercial Mortgages Demystified: Fixed-Rate vs. Adjustable-Rate

Fixed-rate and adjustable-rate mortgages are two common types of loans used to finance commercial real estate properties. These two mortgages have different interest rate structures and the level of risk they entail. Let’s continue reading to learn more about them. What Is a Fixed-Rate Commercial Mortgage? In a fixed-rate commercial mortgage, the interest rate remains constant throughout the loan term.

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Tips for Getting Approved for a Commercial Mortgage

You must be approved for a commercial mortgage if you don’t have the financial resources to buy a commercial property outright. Purchasing commercial property is considered more of an investment than a necessity. To get a new commercial mortgage or refinance an existing one, you must find a lender specializing in commercial loans. Find a Lender Who Will Work with

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What Real Estate Investors Can Do About Rising Mortgage Delinquencies?

As per the majority’s expectations, the real estate industry didn’t come out of the COVID-19 pandemic unscathed. The National Delinquency Survey by the Mortgage Bankers Association (MBA) reported a nearly 4% increase in the home loan delinquency rate for one-to-four-unit residential properties in December 2022. But how can mortgage delinquencies affect real estate, and how can you navigate the challenges

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Credit Score Requirements for a Small Business Loan

Most lenders will consider your personal and probably business credit score when you apply for a small business loan. As discussed below, your personal score often determines the type of financing you might qualify for, loan amount, and even interest rate. What Credit Score Do I Need for a Small Business Loan? A credit score of 670 or higher is usually

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Lessons from Silicon Valley Bank: How Fidelity Mortgage Lenders’ Stability Can Help Borrowers During Bank Collapses

Are you searching for an affordable and flexible residential or commercial property mortgage? A traditional lender like Silicon Valley Bank or SVB may not be the ideal place to start looking right now. Before explaining why a more stable private lender may be more appropriate for your situation, let’s examine what transpired with Silicon Valley and similar banks. Recently, SVB

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How can You Get a Commercial Mortgage While You Are Self-Employed?

Getting a commercial mortgage while you are self-employed can be extremely difficult. Even if you have all the documentation, a lender asks for; they may still turn you down. If you want to buy a home, your work is cut out for you. The key is to know what you are financially capable of and then gather all of the

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