Tag: Mortgage Rate


When Is the Best Time to Float or Lock Your Mortgage Rate?

Buying a property, whether for commercial or rental purposes, is a valuable investment. The main barrier for most people is funding for a down payment. If you’ve saved the money, your next concern should be a monthly mortgage rate that fits your budget. Here are insights on when to secure an appropriate mortgage rate for your needs. Prioritizing a Good

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Major Factors Used By Lenders While Determining Mortgage Rates

Mortgage rates vary because the borrower and the subject property always have distinctive characteristics. Typically, the risks underlying the loans as well as the interest rates are different in each case. Lenders often use different pricing models, so even similar cases can have varied pricing. Essentially, when assessing the risk, a mortgage lender typically considers the likelihood of a borrower

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